There has recently been a thorough review of Armed Forces pensions. Its aim was to ensure that proper provision is made for the Services in the 21st century and that public money is being spent effectively on Service pensions. Following a consultation period, it is anticipated that a new Armed Forces Pension Scheme will be established. This would form part of a pay and employment package, designed to help attract new entrants to the Services and retain sufficient personnel to meet the numbers and structure that MOD needs.

As a member of the current AFPS, you will be eligible to transfer to this scheme if you wish. During the run-up to the introduction of a new scheme, detailed information will be made available to you so that you can make an informed judgement about whether you should apply to transfer out of the current scheme and into the new one.

In the meantime, a new series of booklets has been published explaining the current scheme in plain English and in an easily accessible format. Click here for the general guide "Your Pension Scheme Explained". Additional booklets covering specific topics in more detail will be available shortly.

Remember: Your Pension Scheme Matters to You!

For Terms used through out the booklet Please use the Glossary.


Service Personnel and Veterans Agency (Glasgow)
JPAC Enquiry Centre
Mail Point 465
Kentigern House
65 Brown Street
Glasgow G2 8EX

Pay and Pensions Enquiry Service Contact Number

Tel: 0141 224 3600

Freephone: 0800 085 3600

GPTN: 94560 3600

Normal Opening Hours: Monday - Friday 0700 - 1900

E-mail: JPAC@spva.mod.uk

Please visit the Pensions / Rates & Info section of Pay & Allowances for the new online booklet.

Click here to download the AFPS Pensions Guide.
(PDF format 208K)

Adobe Acrobat Reader is required to view this file. Click here to download the latest version.